How to Link Aadhaar Card to a Bank Account
Linking an Aadhaar card to a bank account is an essential process that enables users to access various financial services and government benefits. It can be done through online and offline methods, ensuring convenience for account holders.
Methods to Link Aadhaar with a Bank Account
1. Online Method (Through Internet Banking or Mobile App)
Most banks offer the facility to link Aadhaar through their internet banking portals or mobile banking apps. The steps generally include:
- Log in to the internet banking portal or mobile app.
- Navigate to the Aadhaar Seeding or Update Aadhaar section.
- Enter the Aadhaar number and confirm the details.
- Verify the request using the OTP sent to the registered mobile number.
- Upon successful verification, a confirmation message is received.
2. ATM Method
Account holders can also link Aadhaar through an ATM by following these steps:
- Insert the debit card and enter the PIN.
- Select the Aadhaar Seeding or Update Aadhaar option.
- Enter the Aadhaar number and confirm.
- A confirmation message will be received once the request is processed.
3. SMS Method
Some banks allow Aadhaar linking through SMS. The general procedure is:
- Send an SMS in the prescribed format from the registered mobile number.
- The format usually includes the Aadhaar number and bank account number.
- A confirmation SMS is received after processing.
4. Offline Method (Branch Visit)
For those who prefer in-person verification, visiting the bank branch is an option:
- Fill out the Aadhaar Seeding Form available at the branch.
- Attach a self-attested copy of the Aadhaar card.
- Submit the form to the bank official along with the original Aadhaar card for verification.
- Once verified, the bank updates the details and provides a confirmation receipt.
Checking Aadhaar Linking Status
After submitting the request, the status can be checked:
- Through the bank’s online portal.
- By calling the customer care helpline.
- Via SMS alerts from the bank.
Conclusion
Linking Aadhaar with a bank account ensures seamless access to financial services and government subsidies. The process is straightforward and can be done online, at an ATM, via SMS, or by visiting a branch. Keeping the registered mobile number updated helps in smooth verification and communication.